Do You Want A Mortgage Loan To Build Your Own House Today?
If Yes, Then Read On….
If No, Please Skip….
Here Are Some National Housing Fund Frequently Asked Questions
But before we discuss this, let me inform you that our Promo that allows you to pay as low as Five Hundred Thousand (N500,000) naira only or slightly higher for other prototypes is available now.
Urgently get yours.
Provide your full details as it bothers on your place of work.
If you have your NHF Account details, then include it.
If not, then let us also know.
This cuts across all levels of employees.
Except you are not a Nigerian.
Now, let’s talk about this Golden Opportunity.
If you have been on my trail with the promises to help you in processing the loan to build your dream house, then read through this and see for yourself what is needed.
Who can benefit from the scheme?
The NHF scheme is for Nigerians in all sectors of the economy, particularly those within the low and medium income levels who cannot afford commercial housing loans e.g. civil servants, traders, artisans, commercial drivers etc. Any intending beneficiary must be a registered contributor and up to date with his/her contributions.
How can only 2.5% of my monthly basic salary or income be sufficient to obtain a loan, to build a house?
The 2.5% of monthly basic salary contribution qualify you to access the loan. The pool of funds created by the contributors nationwide becomes available to any contributor to borrow from, after contributing for a minimum of six months.
How does a contributor obtain an NHF loan?
A contributor interested in obtaining NHF loan applies through a registered and duly accredited mortgage loan originator (e.g. Primary Mortgage Banks), who packages and forwards the application to FMBN.
Is it the monthly contributions that determine the loan’s amount?
No. the loan amount is determined by the applicants affordability. This entails his/her income level that will enable repayment of the loan.
What are the documents required when applying for the loan?
Documents required to process a loan include:
- Completed application form.
- Photocopy of title documents – We will provide this for you.
- Current valuation report on the proposed house to buy or bills of quantities (BOQ) for the house to build.
- Three years tax clearance certificate.
- Evidence of NHF participation
- Copy of pay slips for the previous three months.
- Equity contribution or personal stake of 30%, 20% or 10% depending on the loan amount applied for. – This is the plot of land you would have acquired from Trump-Hills Real Estate.
What is the mode of repayment?
NHF housing loan are repaid on monthly installments from the income of the beneficiary. This mode of repayment has the advantage of being both affordable and convenient.
Can a contributor obtain NHF loan, if a mortgage loan originator is not in his/her state?
Yes. A prospective applicant can liaise with a mortgage loan originator (e.g. PMB etc.) in Nigeria to process a loan application
Are there restrictions as to where a contributor can build his/her house?
The property can be located anywhere in Nigeria. The applicant must however provide acceptable title documents to the land.
How can a low-income earner get collateral for the loan?
The only collateral is the property to secure the loan for. No other collateral is needed for the loan.
How many times can I get NHF loan?
A contributor can only obtain NHF loan facility once in a lifetime.
What is the maximum loans amount and repayment time for NHF loans?
A contributor is eligible to access a maximum loan amount of =N=15 million repayable over a maximum period of 30 years at an affordable interest rate of 6%.
Can I obtain NHF loan to purchase a piece of land to build a house?
No. A prospective applicant who wishes to obtain a loan to build a house is expected to have his/her land as well as an acceptable title to the land prior to the application for NHF loan.
Can I get the loan as an individual to build my house or must I buy a government owned estate or from a private estate developer?
Yes. You can apply as an individual for NHF loan to develop a land or buy directly from government consort estate or private estate developer.
Do You Want To Take Part In This Program?
Then you should contact us fast as our promo on the sales of our plots that allows you to access this Loan Facility ends soon.
We are not just selling lands, but helping you to build your equity contribution to the National Housing Support that the Federal Mortgage Bank is currently giving.
To take part in this opportunity of a lifetime, it is very simple.
There are 3 designs here.
- A 2 Bedroom Bungalow Fully Detached at N500k per plot of 250m2
- A 3 Bedroom Bungalow Fully Detached With BQ at N800k per plot of 450m2
- A 4 Bedroom Duplex Fully Detached With BQ at N920k per plot of 550m2
Other available plots include School, Clinic, and Shopping Mall for those interested in such investments.
To be able to partake in this, follow the following steps.
- Visit the property
- If you are interested, pick up our form with necessary search documentations to enable you conduct your independent search
- After search and you are satisfied, request for our account details and make your payments
- You will be issued with the Sales Agreement, Allocation Letter and Survey Plan
- Request For A Date Convenient For You To Go and Establish Your Beacon
- Provide us with details of your NHF and where unavailable request for the account opening forms
Once all of these is achieved, you can then leave us with the rest.
But before I go, I want to let you know that with the Federal Housing Development Support, this opportunity isn’t for everyone.
It’s for people with a sure income stream to avoid losing out of this deal in future.
It doesn’t mean losing your money totally. It means you can’t enjoy the facility.
On the other hand, investing in this one is a step in the right direction for you, if you are looking at a sure-bet investment that has over 100% return on investment in a few years time.
Please call the numbers now to ensure you do not miss out on it.
You can take your time to watch our other videos on our website.
Contact us at Trump-Hills Real Estate.
WhatsApp or Call Phone Numbers:
+234 908 4833 885
+234 908 4833 886
+234 908 4833 887
We Will, Reach Out To You As Soon As We Can.